VA/SAR Mortgage Underwriter - Remote
Village Capital & Investment3.0
Job details
$80,000 - $100,000 a year
Full time
US work authorization
Vision insuranceDental insurance401(k)Health insurancePaid time off
Job description

Mortgage Underwriter

VCI is an established mortgage company looking for experienced underwriters as our company continues to expand in the new year. The Mortgage Underwriter’s primary responsibility is to review and analyze applications for residential mortgage loans based underwriting guidelines. The Underwriter will be responsible for reviewing third party reports such as credit reports and appraisals, reviewing and calculating income, reviewing asset documentation, and following up on outstanding loan conditions, clearing files to close, and ensuring compliance with all applicable lending regulations.

Key Qualifications:

  • Recent VA experience with an active SAR
  • Experience in residential lending and reviewing credit documentation
  • Ability to review legal documentation, title reports, insurance policies, flood certificates;
  • Highly motivated with ability to work in a fast-paced environment;
  • Experience working in Encompass.
  • Outstanding written and oral communication skills;
  • Accuracy and thoroughness in all aspects of execution of responsibilities;
  • Integrity and ethics;
  • Adherence to policies and procedures;

Job Type: Full-time

Salary: Based on experience


  • 5 years Mortgage Processing or Underwriting


  • English

Required work authorization:

  • United States


  • $70,000 - $85,000/year plus possible bonuses based on experience

Job Type: Full-time

Pay: $80,000.00 - $100,000.00 per year


  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Employee assistance program
  • Health insurance
  • Health savings account
  • Life insurance
  • Paid time off
  • Vision insurance


  • 8 hour shift
  • Monday to Friday

Application Question(s):

  • Do you have an active SAR?


  • High school or equivalent (Preferred)


  • Fair Housing Regulations: 1 year (Preferred)
  • Mortgage Underwriting: 3 years (Required)

Work Location: Remote

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Company ratings
  • Overall
  • Company & Benefits
    2.8 / 5
  • Culture & Values
    2.6 / 5
  • Career Opportunities
    2.4 / 5
  • Work/Life Balance
    3.2 / 5
  • Senior Management
    2.6 / 5
Company reviews
"Disorganized, culturally lacking, no direction, subpar pay"
Current EmployeeMortgage Loan Originator
It may just be due to the circumstances of the industry but a workday at Village Capital is frustrating, disorganized, and unfulfilling. There is very little direction past "the only way you're going to learn it is by doing it," no one knows who to email for what. Ill ask 3 people who I need to turn to with a straightforward question and get 3 different answers. Trying to get something done while working w/other depts feels like pulling teeth. The conversations I overhear are to say the very least unprofessional as well as socially unacceptable. The way some coworkers speak to clients is shocking in its rudeness with little to no consequence from management. The pay does not reflect the workload.

"Minimal training that is extremely quick. "
Former EmployeeLoan Assistant
I was hired and worked for about 3 weeks before I was let go due to lack of money throughout the company. I learned a lot about loans but was never made sure if I was doing my job correctly

"Your experience will vary "
Former EmployeeAdministrative Assistant
While you are technically on teams, most work is handled individually with little input/interaction required between team members. Your workload can fluctuate based on how well your team is, how other teams act, and time of the month. There can be an ad-hoc feel to management as communication between teams or admins can be inconsistent. Your experience with VCI will largely come down to who your manager is and what you are assigned to do.

"No job security and a terrible work environment"
Former EmployeeAdministrative Assistant
They fire employees seemingly at random under the guise of carefully calculated downsizing. No help from management and an unresponsive, sometimes downright abusive HR “department” of 2 people. Nepotism runs wild and the only way to ensure your job security is ties to long time employees or managers. That being said, the pay and hours was decent, and work was easy albeit tedious. I would not recommend this job for anyone seeking long term employment, but it’s ok for a job to fill a gap in your resume.