DE Underwriter
Reverse Mortgage Funding4.0
Job description

At Reverse Mortgage Funding LLC (RMF), we are dedicated to helping older Americans live the retirement lifestyle that they imagined and deserve, in the comfort of their own home. Reverse mortgages are our only line of business and meeting the needs of this important segment of our society is at the core of everything we do. We are proud to be one of the nation's top reverse mortgage lenders.

RMF is looking to add a "DE Underwriter" with Reverse Mortgage Experience to the Team. Positions are open throughout the United States!

Responsibilities may include but are not limited to the following:

  • Reverse and residential mortgage underwriting experience required
  • Underwrite residential reverse mortgage loans within scope of authority, ensuring compliance with FHA and secondary market guidelines
  • Review loan file documentation for adherence to loan program guidelines, including but not limited to: property appraisal report, title report, hazard insurance and disclosures
  • Evaluate risk and set terms for approval and modification or identify reasons for rejection
  • Review and determine acceptability and value support of appraisal reports, title reports, etc. and assess company risk in accordance with guidelines
  • Review conditions to determine if documentation clears loan stipulations
  • Maintains contact with outside agencies to obtain required information and/or documentation
  • Review loans and conditions within established service level agreements & communicate effectively with internal staff to maintain company’s high level of customer service

Desired skills and experience include:

  • Direct Endorsement (DE) designation a must and reverse mortgage underwriting experience is required
  • Working knowledge of current credit and collateral guidelines
  • Ability to work in a fast-paced environment
  • Accurate typing, spelling and grammar skills
  • Working knowledge of MS Office and familiarity with FHA Connections
  • Excellent written and oral communication skills

If you are looking for an exciting position with a great company, please apply now!

RMF is an EOE.

Job Type: Full-time


  • 401(k)
  • Dental insurance
  • Employee assistance program
  • Flexible spending account
  • Health insurance
  • Life insurance
  • Paid time off
  • Referral program
  • Vision insurance


  • 8 hour shift


  • Direct Endorsement (DE) Certification (Required)

Work Location: Remote

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Company details


201 to 500


$25M to $100M (USD)

Company Description
Established in 2012, Reverse Mortgage Funding LLC (NMLS ID #1019941) is one of the nation’s largest GNMA issuers of reverse mortgages and a recognized industry thought leader. RMF focuses on originating, acquiring, investing in, and managing reverse mortgage loans and securities backed by reverse mortgage loans. The company is headquartered in New Jersey, with corporate offices in New York and California and field offices throughout the U.S. RMF is a wholly owned subsidiary of Reverse Mortgage Investment Trust Inc. (RMIT), a specialty finance company in the reverse mortgage sector. RMIT is an affiliate of Starwood Capital Group, a global private investment firm and an innovator in non-agency mortgages. The relationship with Starwood Capital affords RMF the unique ability to develop new product lines and create strategic partnerships within the Starwood Capital family of companies.
Company ratings
  • Overall
  • Company & Benefits
    3.9 / 5
  • Culture & Values
    4.0 / 5
  • Career Opportunities
    3.4 / 5
  • Work/Life Balance
    4.0 / 5
  • Senior Management
    4.0 / 5
Company reviews
"Too many people with the title of Manager and not enough actual leaders in the company "
Former EmployeeDirect Sales Representative
I worked with some really wonderful people and learned a great deal about the industry during my brief time with the company. However they lack structure in some key departments and would benefit greatly by providing Leadership training for the MANY members of the management team.

"Collegial, Market leaders"
Current EmployeeCounsel
Overall atmosphere is very collegial; employees are professional and get along well with each other; opportunities abound to train and learn; high volume workloads most of the time;

"Managers Are Part of The Team"
Current EmployeeLoan Officer
I have been successful in sales for a great number of years and RMF is by far one of the best companies I have ever worked for. The management team goes out of their way (daily) to help you meet or beat objectives, yet they never "micro-manage". Freedom is given when earned. If you are looking to earn a 6 figure income, and possess strong ethics I highly recommend you check them out.

"Financial Factory, Fun-loving Team"
Former EmployeeProcessor
MANY small businesses here LACK even a hint of integrity and leadership skills. RMF, however, has OUTSTANDING leadership, appears honest, celebrates EVERY holiday with gusto, but works you VERY hard and should UP the hourly pay, Overall it creates a happy, inclusive workplace!