Underwriter, Home Equity
Spring EQ LLC3.5
Philadelphia, PA
Job description
Spring EQ is seeking an Underwriter to join our rapidly growing team. This position will be an active member of the Operations team at Spring EQ. The Underwriter will provide leadership to the Operations Fulfillment Analysts and work with the underwriting team to review loan files. The ideal candidate will have at least three years of experience processing mortgage loans in a retail origination process. A strong candidate will have a solid understanding of TRID requirements, proficient knowledge of loan origination technology and thrive in a growing, fast-paced environment. S/he will be driven, passionate and flourish in an operational role that is extensive and dynamic.

Provide guidance and mentoring to Operations Fulfillment Analysts to develop processing work flow in accordance with company guidelines
Work in partnership with Underwriting team to develop skills in reviewing loan files to evaluate borrowers credit worthiness, ability to repay, and strength of collateral
Helps facilitate communication between borrowers and fulfillment team members to ensure that all closing deadlines are met for a best in class borrower experience
Manage inbound requests from internal and external customers and ensure timely and accurate is provided within prescribed timeframes
Engage customers in process to obtain necessary documentation to complete loan fulfillment process
Review documentation provided by borrower to ensure documents provided meet the requirements for loan approval
Complete verifications of Employment according to company polices
Order, track, and review 3rd party services (appraisal/Flood/Title)
Perform other job-related duties and special projects as required

Ability to multitask, problem solve and efficiently manage time.
Displayed accountability with a strong track record of meeting deadlines and keeping commitments.
The ideal candidate will have a self-starter mentality with the ability to solve open ended business challenges.
The ideal candidate will enthusiastically contribute to a culture of innovation and continuous improvement.
Time is money – At Spring EQ we recognize the importance of working with a sense of urgency. Ideal candidates will possess the ability to thrive in a fast-paced, team-oriented environment.
The ideal candidate will know how to collaborate with team members in a remote environment while also working independently with minimal supervision.
Spring EQ values personal excellence, integrity and accountability – we need candidates who demonstrate these qualities in their everyday lives
3+ years of processing mortgage loans in a retail origination process
Excellent understanding of TRID requirements
Proficient understanding of loan origination technology
Proficient knowledge of basic documentation requirements to issue an underwriting decision


401k Company Match
Commuter Benefits
Company Holidays
Dental Insurance
Dependent Care Plan
Disability Insurance
Employee Assistance Program
Life Insurance
Medical Insurance
Paid Time Off Plan
Vision Insurance

Who Are We?

Spring EQ was founded to help homeowners unlock the value of their home by providing visibility to its worth and provide quick access to that equity. Our foundation expanded to include direct mortgage lending in 2019 as interest rates reached historic low levels which set off an unprecedented round of refinancing and home buying opportunities for our borrowers. By surrounding ourselves with some of the brightest, hard-working minds in the industry, we constantly improve the loan experience for our customers.

At Spring EQ we:
Strive to make every customer interaction a great one
Recognize behind every loan is a person or family trusting us to handle what may be a once in a lifetime transaction
Work hard and have fun to get the job done
Interact on a first name basis and recognize each team member's unique value
Encourage ways for our team members to learn, develop, diversify and grow with Spring EQ
Promote our team members so they can share their knowledge with others
Innovate, innovate, innovate
Create and embrace the latest technology
Simplify constantly, challenging every process we use to better accomplish our goals
Build upon a strong company culture and foster an environment of togetherness, support, and accountability.

Spring EQ is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all team members.
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Company ratings
  • Overall
  • Company & Benefits
    3.0 / 5
  • Culture & Values
    4.0 / 5
  • Career Opportunities
    2.5 / 5
  • Work/Life Balance
    2.5 / 5
  • Senior Management
    3.5 / 5
Company reviews
"Good communication with mgr. "
Former EmployeeLoan Officer
I didn't want to work in a sales environment where there were strictly outbound calls. I'm used to working inbound calls with some outbound. Training was "on the job" proving to be a hindrance with the many computer applications they had. Communication with my mgr was great. He was attentive, very responsive and available.