Jumbo Non-Conforming Underwriter-Remote Position
DHI Mortgage3.4
Remote Scottsdale, AZ
Job description
D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.

D.R. Horton, Inc. is currently looking for an Underwriter in the Underwriting Department. The right candidate will be responsible for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA).

Essential Duties and Responsibilities include the following. Other duties may be assigned.

Receive daily loans for underwriting that have been assigned by the Regional Underwriting Manager
Maintain responsibility for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA)
Prioritize RUSH’s, Collateral Underwriter conditions, and newly submitted loans to meet the required turn-around time, acting on a minimum (if volume is present) of 100 loans monthly
Maintain full delegation with FHA Direct Endorsement and VA Automatic with LAPP approval
Indicate the conditions and approvals and enter the information into the Loan Origination System or Empower
Act and approve all appraisals and complete the FHA Conditional Commitment and the VA NOV’s when applicable
Review and make decisions on bond loans and conventional loans from various investors and be proficient with all guidelines
Upon rejection of a loan, notify the branch of their recommendation and submit the loan to the Regional Underwriting Manager for an in-depth second review
Maintain frequent contact with the Processors, Mortgage Loan Originators and Branch Managers
Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company

Qualifications

Education and/or Experience

High school diploma or general education degree (GED)
One to two years of experience in the mortgage industry
Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
Proficiency with MS Office and email

Preferred Qualifications

Bachelor's degree from four-year college or university preferred
FHA Direct Endorsement preferred
Strong written and oral communication skills
Excellent organizational skills and the ability to meet deadlines
Ability to accurately and efficiently process and record a large volume of data

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

Medical, Vision and Dental
401(K)
Employee Stock Purchase Plan
Flex Spending Accounts
Life Insurance
Vacation, Sick, Personal Time and Company Holidays

Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeople2

Follow us on social media @hortoncareers for an inside look at our company and connect with us on LinkedIn for up to date job listings!

LinkedIn, Twitter, Facebook, Instagram

Job: Underwriting

Primary Location: Arizona-Scottsdale

Organization: Mortgage

Schedule: Full-time

Job Posting: Jun 28, 2022, 1:30:04 PM
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Company details

Employee

501 to 1000

Revenue

$100M to $500M (USD)

Company Description
At DHI Mortgage, our teammates are family. From promoting a healthy work/life balance to recognition for outstanding performance, we strive to support each other every day. And from development programs to industry involvement, we strive to grow together, year after year. Our teammates are truly family, and that’s evident in our culture and in the way we run our company. We take pride in doing meaningful work every day. DHIM is a vital part of helping people find their homes, for every stage of life. We do whatever we can to take the stress out of homebuying so families can look back on the process and just remember how great it felt to find their home sweet home. It’s a once-in-a-lifetime opportunity – that we get to have every day. Financing offered by DHI Mortgage Company, Ltd. (DHIM). Company NMLS #14622. 10700 Pecan Park Blvd., Suite 450, Austin, TX 78750. DHIM is an affiliate of D.R. Horton. For more information about DHIM and its licensing please visit www.dhimortgage.com/affiliate/. Provided for informational purposes only. This is not a commitment to lend. Not all borrowers will qualify. Equal Housing Opportunity. Equal Opportunity Employer. This is not an offer of employment. Rev: 08/26/20 | Exp: 08/26/21
Company ratings
  • Overall
    3.4
  • Company & Benefits
    3.6 / 5
  • Culture & Values
    3.2 / 5
  • Career Opportunities
    3.1 / 5
  • Work/Life Balance
    2.9 / 5
  • Senior Management
    3.0 / 5
Company reviews
"Decent company"
Current EmployeeCloser
Decent company to get into the mortgage industry, the base pay could be better when comparing it to the average market. The commission structure needs to improve due to many homes being delayed.

"Management "
Former EmployeeCustomer Service Representative
Too many bosses in every dept. HR knew that a male manager was toxic to the dept, but did nothing about him. Very busy work environment and short staffed
Pros:
Cons:

"Its Okay"
Current EmployeeClosing
Work is enjoyable for the most part. Management needs to adjust timeline expectations, especially during peek months. Also needs to address/regulate work/life balance to avoid burn out.
Pros:
Cons:

"Over worked and underpaid. "
Former EmployeeLoan Processor
Nothing. Management is poor and will over work you and will not pay you overtime. You can work till midnight for free and it will never be good enough for them! Do yourself a favor and don't bother applying or working at this company. They only see what you do wrong and you will never receive praises for all the hard work you do.